Moving home
Moving home
Porting your existing deal or starting fresh. We run both and show you which one actually costs less across the full term.
TYPICAL RATE FROM
4.38%
MAXIMUM LTV
90%
MINIMUM DEPOSIT
10%
LENDERS WE CAN USE
74
Who this suits
You already own and you are moving up, down, or sideways. The instinct is to port the existing rate because it feels free. Sometimes it is. Often the exit fee on a new deal is smaller than the interest difference over the remaining term.
What we do differently
We price both routes side by side over the whole term rather than the headline rate, including the early repayment charge, the product fee, and the valuation. It is a twenty minute exercise that regularly changes the answer.
Size the case at this rate
The rate below is pre-filled from this product. Change anything else and watch what happens to the stress-tested payment.
Based on 4.5x income after commitments, stress tested 3 points above the pay rate. Lender criteria vary. An estimate, not a mortgage offer.