Remortgage
Remortgaging
Coming off a fixed rate? We start six months out so you never roll onto the standard variable rate by accident.
TYPICAL RATE FROM
4.19%
MAXIMUM LTV
85%
MINIMUM DEPOSIT
15%
LENDERS WE CAN USE
71
Who this suits
Your fixed period ends within the year, or you want to release equity for an extension or to consolidate. The single most expensive mistake here is doing nothing: reverting to a standard variable rate can add several hundred pounds a month overnight.
What we do differently
We diarise your end date and open the conversation six months before it. Most offers are valid for six months, so we can secure a rate early and still switch if something better appears before completion.
Size the case at this rate
The rate below is pre-filled from this product. Change anything else and watch what happens to the stress-tested payment.
Based on 4.5x income after commitments, stress tested 3 points above the pay rate. Lender criteria vary. An estimate, not a mortgage offer.